Let’s Get Started

With my years of experience, I have found that not everyone starts at the same place. I value your time and want to make sure I am guiding you in the right direction. We’ll have a personal conversation by phone or video to discuss your situation and goals.

With that information, we’ll create a blueprint for building your real estate future. You’ll know exactly which steps are next, and you’ll have confidence that we are starting this journey with a solid foundation.

Whichever course you’re on, our team will get you through the curiosity and questions, the nervousness, the paperwork, the financial preparation, and the strategy. And we’ll give you an abundance of tips, tools, and support as we walk you through the process.

Please remember—it’s never too early to start the process. The more prepared we are, the better the outcome.

I look forward to working with you,

Erin Kline

Mortgage Calculator

In the meantime, here is my mortgage calculator if you are curious about rates, terms, and payments. We will discuss this in more detail during our time together.

DOWNLOAD My Mortgage Calculator which also includes industry updates, tools, and more.

Is Refinancing Right For You?

If you are interested in refinancing, please fill out this form before we meet. With this information, we’ll have all the data we need to strategically discuss the refinance process and options. Every client is unique, and we honor that with expertise and confidentiality.

Refinance Analysis Form

Experience the Difference

10 Reasons to Work With Us

  1. One trusted point of contact with 32 years of experience
  2. Personal strategy meetings and convenient availability
  3. Education on options and current guidelines
  4. Simultaneous buy/sell expertise and bridge loans for confident offers
  5. Qualified to lend nationwide; choosing to lend in 47 states
  6. Fast turnaround and NEVER, EVER miss a closing
  7. $20,000 closing guarantee and competitive, transparent pricing
  8. Financial strength and serving as both lender and broker
  9. Offering Alerus products and other lenders’ products
  10. Guidance for refinancing, new construction, and investing

“Erin has been wonderful to work with! She has guided us through the mortgage loan process twice now. She makes a slightly intimidating process very manageable and easy to navigate. I definitely recommend her!”

—Kate Errickson